
What Insurance Does a Pest Control Company Need? Coverage, Costs, and California Rules
Most pest control companies need four core policies: general liability, workers’ compensation, commercial auto, and commercial property. Depending on the work you
Protect Your Business with Mcdonough Insurance


McDonough Insurance Services has been a trusted partner for businesses across California and beyond. At the heart of our success is Mike McDonough, a seasoned insurance professional with over 4 decades of experience. Known for his relentless work ethic and genuine care for his clients, Mike has helped countless businesses save thousands, and even six figures…by uncovering hidden savings and providing expert guidance.

Most pest control companies need four core policies: general liability, workers’ compensation, commercial auto, and commercial property. Depending on the work you

General contractors need insurance in almost every case. Most states require workers’ compensation once you have employees, and nearly every property owner,

General liability insurance costs vary widely from one business to the next. A low-risk office business usually pays far less than a

In California HVAC jobs aren’t just about adjusting thermostats or swapping filters. Picture a busy service day: trucks pull into driveways, ladders

The cost of insurance for a flooring installer depends on the type of work performed, annual revenue, payroll, claims history, and the

Roofing contractor insurance protects your business by paying for the claims roofers face most: injuries to your crew from falls, damage to

The main benefits of business insurance are protection from lawsuits, recovery after property damage, income during a forced closure, coverage for employee

The most common electrical contractor insurance claims come from electrical fires caused by faulty wiring, property damage at a client’s site, injuries

A certificate of liability insurance (COI) is a one-page document that proves your business carries liability insurance. It summarizes the insured business,

If you’re comparing general liability vs a business owner’s policy, the biggest difference is what each policy protects. General liability insurance covers
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Based on 29 reviews
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Dave MonkTrustindex verifies that the original source of the review is Google.
Mike is a super expert in all things insurance. He has helped my family and my business immensely.Posted on Google![]()
Barron HodgesTrustindex verifies that the original source of the review is Google.
I have been doing business with Mike and Nannette since 2018. Very responsive and resourceful when handling my commercial insurance needs.Posted on Google![]()
Ray KikavousiTrustindex verifies that the original source of the review is Google.
We’ve had a great experience working with Mike and Nannette at McDonough Insurance Services. They’ve been handling our workers’ comp and other insurance needs, and they’ve consistently been informative, responsive, and easy to work with. What really stands out is their level of communication—calls and emails are always returned promptly, which is rare in this industry. Mike is very knowledgeable and well-connected, which has been a huge advantage for us. We’ve been so satisfied with their service that we’ve referred them within our franchise, and now several other franchisees are using them as well. Highly recommend if you’re looking for reliable and professional insurance support.Posted on Google![]()
LaSaundra GarrettTrustindex verifies that the original source of the review is Google.
As a new franchisee with FirstLight Home Care, I can confidently say that this company has gone above and beyond to meet my needs. After experiencing a difficult situation with another insurance provider while setting up coverage for my business, I was feeling overwhelmed and uncertain about next steps. Nanette immediately stepped in and provided exceptional support. She walked me through the entire process, helping to resolve the issues and bring clarity to what had become a very stressful situation. Her willingness to be available—even during late evenings for calls, emails, and text messages—truly set her apart. Throughout every interaction, I was met with professionalism, patience, and genuine care. It’s rare to find that level of dedication and responsiveness. McDonough Insurance Services has earned my highest recommendation—they absolutely deserve more than five stars.Posted on Google![]()
Cameron MeredithTrustindex verifies that the original source of the review is Google.
Mike and his team came through BIG TIME when i was going through a workers comp nightmare with State Fund who was my previous provider. They were able to secure last minute coverage for me and went above and beyond to help me in a time of need. I will be using Mike and his team for life due to the customer service they have provided. Thanks for everything.Posted on Google![]()
Nicole FreemanTrustindex verifies that the original source of the review is Google.
Mike and his whole team have been a trusted resource in helping me to start up and maintain my home care agency. They have been so responsive to all my questions and have guided me in the right direction when it comes to all things insurance and risk related. Mike and his whole team have seen so much when it comes to home care and I feel grateful to be able to lean into their expertise as a new owner in the industry. They are always looking for ways to help business owners and you will be so glad you have them on your team of experts.Posted on Google![]()
Ian WaschakTrustindex verifies that the original source of the review is Google.
Mike and his team at McDonough Insurance Services provide some of the most professional and on-time services. With this team in your corner you can rest assured that you are in good hands.Posted on Google![]()
John TeedTrustindex verifies that the original source of the review is Google.
Strongly recommend for insurancePosted on Google![]()
Vanessa AcostaTrustindex verifies that the original source of the review is Google.
Outstanding service! McDonough Insurance truly goes above and beyond. professional, responsive, and great to work with. Highly recommend!
