Assisted Living Insurance

The Real Risks Senior Care Facilities Face
Minimalist black abstract shape
Healthcare worker or family member helping a senior man with documents.

Assisted Living Insurance That Protects Your Care Facility

Running an assisted living facility means carrying responsibility not only for the health and comfort of your residents but also for the safety of your staff, property, and daily operations. From slip and fall accidents to unexpected property damage, one incident can lead to costly claims and legal challenges that put your business at risk.

At McDonough Insurance Services, we specialize in assisted living insurance that shields your business from financial loss, giving you peace of mind so you can focus on providing exceptional care to your residents.”

What Assisted Living Insurance Covers

Our policies are built to protect your facility from the most common and costly risks:

 

Senior Living Coverage

It protects your business against claims tied to resident safety, accidents, or care-related issues.

Assisted Living Liability

It covers lawsuits, legal costs, and settlements if a resident or family claims negligence.

Care Facility Insurance

It includes property protection for your building, equipment, and on-site medical supplies.

Nursing Home Protection

Safeguards against risks unique to nursing homes, including resident injury and care disputes.

Assisted Living Risk Management

It helps prevent losses through proactive strategies and guidance, not just after claims happen.

Why Every Assisted Living Facility Needs Specialized Insurance

Assisted living insurance is a tailored coverage solution designed for senior care facilities. Unlike standard business policies, it combines general liability, professional liability, property insurance, and employee protection into one package. This ensures facilities are financially protected against lawsuits, medical costs, property damage, and regulatory compliance issues. With this coverage in place, administrators can focus on quality care without worrying about financial setbacks.

Secure Your Business Today
  • Industry Knowledge—We understand the challenges assisted living and senior care facilities face every day.
  • Comprehensive Protection—From liability to property and staff coverage, we protect every part of your operation.
  • Clear Communication—We explain policies in plain language, so you know exactly what you’re getting.
  • Dedicated Support—Our team responds quickly when claims or questions arise.
  • Trusted Partner—Many care providers rely on us for long-term protection and peace of mind.
Protect Your Facility with Confidence

Families trust you to care for their loved ones. Let us protect your facility, your staff, and your peace of mind. With McDonough Insurance Services, you’ll get complete assisted living insurance designed to keep your business strong.

 

Frequently Asked Questions

Hear From from Shark Tank's Kevin Harrington ​

Minimalist black abstract shape
EXCELLENT
Google star 1Google star 2Google star 3Google star 4Google star 5
Based on 29 reviews
Posted on Google Google
Dave Monk profile picture
Dave Monk
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mike is a super expert in all things insurance. He has helped my family and my business immensely.
Posted on Google Google
Barron Hodges profile picture
Barron Hodges
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have been doing business with Mike and Nannette since 2018. Very responsive and resourceful when handling my commercial insurance needs.
Posted on Google Google
Ray Kikavousi profile picture
Ray Kikavousi
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We’ve had a great experience working with Mike and Nannette at McDonough Insurance Services. They’ve been handling our workers’ comp and other insurance needs, and they’ve consistently been informative, responsive, and easy to work with. What really stands out is their level of communication—calls and emails are always returned promptly, which is rare in this industry. Mike is very knowledgeable and well-connected, which has been a huge advantage for us. We’ve been so satisfied with their service that we’ve referred them within our franchise, and now several other franchisees are using them as well. Highly recommend if you’re looking for reliable and professional insurance support.
Posted on Google Google
LaSaundra Garrett profile picture
LaSaundra Garrett
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
As a new franchisee with FirstLight Home Care, I can confidently say that this company has gone above and beyond to meet my needs. After experiencing a difficult situation with another insurance provider while setting up coverage for my business, I was feeling overwhelmed and uncertain about next steps. Nanette immediately stepped in and provided exceptional support. She walked me through the entire process, helping to resolve the issues and bring clarity to what had become a very stressful situation. Her willingness to be available—even during late evenings for calls, emails, and text messages—truly set her apart. Throughout every interaction, I was met with professionalism, patience, and genuine care. It’s rare to find that level of dedication and responsiveness. McDonough Insurance Services has earned my highest recommendation—they absolutely deserve more than five stars.
Posted on Google Google
Cameron Meredith profile picture
Cameron Meredith
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mike and his team came through BIG TIME when i was going through a workers comp nightmare with State Fund who was my previous provider. They were able to secure last minute coverage for me and went above and beyond to help me in a time of need. I will be using Mike and his team for life due to the customer service they have provided. Thanks for everything.
Posted on Google Google
Nicole Freeman profile picture
Nicole Freeman
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mike and his whole team have been a trusted resource in helping me to start up and maintain my home care agency. They have been so responsive to all my questions and have guided me in the right direction when it comes to all things insurance and risk related. Mike and his whole team have seen so much when it comes to home care and I feel grateful to be able to lean into their expertise as a new owner in the industry. They are always looking for ways to help business owners and you will be so glad you have them on your team of experts.
Posted on Google Google
Ian Waschak profile picture
Ian Waschak
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mike and his team at McDonough Insurance Services provide some of the most professional and on-time services. With this team in your corner you can rest assured that you are in good hands.
Posted on Google Google
John Teed profile picture
John Teed
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Strongly recommend for insurance
Posted on Google Google
Vanessa Acosta profile picture
Vanessa Acosta
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Outstanding service! McDonough Insurance truly goes above and beyond. professional, responsive, and great to work with. Highly recommend!
Smiling man with a grey goatee and glasses