949-361-8471

949-361-8471

About

Commercial Insurance Experts Helping California Businesses Reduce Risk & Lower Costs

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Why Consulting and Insurance Go Together

Every business starts with a plan. Few plans include what happens when something goes wrong.
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Mike McDonough has watched business owners build something remarkable from the ground up. They had a great product, loyal customers, and a team that believed in them. Then one injury, one lawsuit, or one unexpected loss put everything at risk. They had worked hard on growth, but no one had ever sat down with them to ask, “What are you protecting, and how?”
That moment changed how he saw his work. Growth and protection aren’t separate conversations. A strategy without a safety net is a gamble, and a policy without a strategy is just paperwork. The best decisions come when someone understands both the ambition and the risk.
So Mike built his consulting company to do both.
As a consultant, Mike helps you map where your business is going: sharpening operations, planning for growth, and making smarter decisions. As an insurance advisor, he also makes sure the road ahead is covered, from workers’ compensation that protects your team to personal coverage that protects your family. Because he wants to know your business inside and out, he doesn't hand you a generic policy. Mike recommends coverage that fits how you actually operate.
It also works the other way. Insurance gives you a front-row seat to what derails businesses: injuries, claims, gaps in coverage, and costly surprises. That experience makes Mike’s consulting sharper, because he helps you spot and fix risks before they become claims.

The result is one trusted partner who sees the whole picture, helping you build boldly and rest easy. That’s why consulting and insurance belong together. Growth is the goal, and protection is what makes it last.

At McDonough Insurance Services, YOU Come First.

Our Commitment: Putting Clients First, Not Commissions
Unlike traditional brokers, our priority is your bottom line, not ours. We take a strategic, risk-first approach to ensure you're fully protected while lowering your costs...even if it means we earn less commission. Our mission is simple: maximize your savings, minimize your risk, and provide unmatched expertise so you can focus on growing your business with confidence.

Because true success isn’t just about selling policies…it’s about serving, protecting, and delivering real financial impact for our clients.

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About Us

Founded in 1981: Our Journey of Trust and Excellence in Insurance

McDonough Insurance Services has been a trusted partner for businesses across California and beyond. At the heart of our success is Mike McDonough, a seasoned insurance professional with over 4 decades of experience. Known for his relentless work ethic and genuine care for his clients, Mike has helped countless businesses save thousands, and even six figures…by uncovering hidden savings and providing expert guidance.

 

Decades of Dedication

Serving businesses and families with personalized insurance solutions for over 40 years.

Built on Trust

A legacy shaped by reliability, transparency, and lasting client relationships.

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Mike isn’t your typical insurance broker

 With a background rooted in discipline, hard work, and a commitment to excellence, he has built a reputation as a leader in the industry.

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Reliable Insurance Plans for Every Stage of Business

Shield your business from unexpected setbacks with customized business insurance solutions. From liability to property coverage, we provide tailored policies that support your business’s growth while keeping it compliant and protected.

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Family and home protection.

Why Choose Us

Be Prepared with Our Flexible Insurance Solutions

Think of us like having an attorney on retainer, ready to step in anytime you have questions or when something goes wrong… except with us, that level of service is included.

Not only do we take you through our process to get you the best savings possible, but when challenges arise, we’re just a call away to walk you through every step.

We’ve saved our clients five, and even six figures, just by knowing the right moves to make. Anytime you have a claim, question, or concern…you’ve got an expert to turn to for help.

Allow McDonough Insurance Services to take care of insurance stuff so you can get back to focusing on being the business owner you set out to be.

Hear From from Shark Tank's Kevin Harrington ​

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Our Team

Meet Our Leaders

Life is full of surprises. Be ready for the unexpected with our flexible insurance solutions.

Partner with us and add more profit to your bottom line.