I advise business owners to increase profitability and strategically exit.
Protect Your Business and Families with Insurance
At McDonough Insurance Services, YOU Come First.
Our Commitment: Putting Clients First, Not Commissions
Because true success isn’t just about selling policies…it’s about serving, protecting, and delivering real financial impact for our clients.
How I Help Business Owners
About Us
Founded in 1981: Our Journey of Trust and Excellence in Insurance
McDonough Insurance Services has been a trusted partner for businesses across California and beyond. At the heart of our success is Mike McDonough, a seasoned insurance professional with over 4 decades of experience. Known for his relentless work ethic and genuine care for his clients, Mike has helped countless businesses save thousands, and even six figures…by uncovering hidden savings and providing expert guidance.
Serving businesses and families with personalized insurance solutions for over 40 years.
A legacy shaped by reliability, transparency, and lasting client relationships.
Mike isn’t your typical insurance broker
 With a background rooted in discipline, hard work, and a commitment to excellence, he has built a reputation as a leader in the industry.
Reliable Insurance Plans for Every Business
Shield your business from unexpected setbacks with customized business insurance solutions. From liability to property coverage, we provide tailored policies that support your business’s growth while keeping it compliant and protected.
Our Services
Comprehensive Scope of Services for Business Protection and Growth
Life is full of surprises. Be ready for the unexpected with our flexible insurance solutions.
Electrical Contractor Insurance
Plumber insurance
Pest Control Insurance
Lorem ipsum dolor sit amet, consectetur adipisicing elit. Optio, neque qui velit. Magni dolorum quidem ipsam eligendi, totam, facilis laudantium cum accusamus ullam voluptatibus commodi numquam, error, est. Ea, consequatur.
Lorem ipsum dolor sit amet, consectetur adipisicing elit. Optio, neque qui velit. Magni dolorum quidem ipsam eligendi, totam, facilis laudantium cum accusamus ullam voluptatibus commodi numquam, error, est. Ea, consequatur.
Lorem ipsum dolor sit amet, consectetur adipisicing elit. Optio, neque qui velit. Magni dolorum quidem ipsam eligendi, totam, facilis laudantium cum accusamus ullam voluptatibus commodi numquam, error, est. Ea, consequatur.
Our Team
Meet Our Leaders
EXCELLENT
Based on 27 reviews
Posted on Google![]()
Ray KikavousiTrustindex verifies that the original source of the review is Google.
We’ve had a great experience working with Mike and Nannette at McDonough Insurance Services. They’ve been handling our workers’ comp and other insurance needs, and they’ve consistently been informative, responsive, and easy to work with. What really stands out is their level of communication—calls and emails are always returned promptly, which is rare in this industry. Mike is very knowledgeable and well-connected, which has been a huge advantage for us. We’ve been so satisfied with their service that we’ve referred them within our franchise, and now several other franchisees are using them as well. Highly recommend if you’re looking for reliable and professional insurance support.Posted on Google![]()
LaSaundra GarrettTrustindex verifies that the original source of the review is Google.
As a new franchisee with FirstLight Home Care, I can confidently say that this company has gone above and beyond to meet my needs. After experiencing a difficult situation with another insurance provider while setting up coverage for my business, I was feeling overwhelmed and uncertain about next steps. Nanette immediately stepped in and provided exceptional support. She walked me through the entire process, helping to resolve the issues and bring clarity to what had become a very stressful situation. Her willingness to be available—even during late evenings for calls, emails, and text messages—truly set her apart. Throughout every interaction, I was met with professionalism, patience, and genuine care. It’s rare to find that level of dedication and responsiveness. McDonough Insurance Services has earned my highest recommendation—they absolutely deserve more than five stars.Posted on Google![]()
Cameron MeredithTrustindex verifies that the original source of the review is Google.
Mike and his team came through BIG TIME when i was going through a workers comp nightmare with State Fund who was my previous provider. They were able to secure last minute coverage for me and went above and beyond to help me in a time of need. I will be using Mike and his team for life due to the customer service they have provided. Thanks for everything.Posted on Google![]()
Nicole FreemanTrustindex verifies that the original source of the review is Google.
Mike and his whole team have been a trusted resource in helping me to start up and maintain my home care agency. They have been so responsive to all my questions and have guided me in the right direction when it comes to all things insurance and risk related. Mike and his whole team have seen so much when it comes to home care and I feel grateful to be able to lean into their expertise as a new owner in the industry. They are always looking for ways to help business owners and you will be so glad you have them on your team of experts.Posted on Google![]()
Ian WaschakTrustindex verifies that the original source of the review is Google.
Mike and his team at McDonough Insurance Services provide some of the most professional and on-time services. With this team in your corner you can rest assured that you are in good hands.Posted on Google![]()
John TeedTrustindex verifies that the original source of the review is Google.
Strongly recommend for insurancePosted on Google![]()
Vanessa AcostaTrustindex verifies that the original source of the review is Google.
Outstanding service! McDonough Insurance truly goes above and beyond. professional, responsive, and great to work with. Highly recommend!Posted on Google![]()
Ryan WTrustindex verifies that the original source of the review is Google.
Working with McDonough Insurance Services has been a game changer for my business. Mike doesn’t just sell insurance, he takes the time to truly understand your operations, your risks, and your goals. His depth of knowledge in workers’ compensation and risk management is unmatched. He personally reviewed all of our policies, uncovered gaps no one else had ever mentioned, and helped us implement strategies that lowered our premiums and gave us more control over our claims. What really stands out is how accessible and responsive Mike is. He answers his phone and he makes sure you have certainty, not surprises. If you own a business and want someone who genuinely cares about protecting your people and your company, McDonough Insurance Services is the only call you need to make. We now consider Mike a trusted advisor, not just an insurance broker.Posted on Google![]()
Terry MTrustindex verifies that the original source of the review is Google.
Through the ups and downs, 30 years in business, McDonough Insurance has had me covered. I recommend no one else.
Helpful Insurance Resources

10 Common Electrical Contractor Insurance Claims and How to Prevent Them
The most common electrical contractor insurance claims come from electrical fires caused by faulty wiring, property damage at a client’s site, injuries to customers and

Certificate of Liability Insurance: What Businesses Need to Know
A certificate of liability insurance (COI) is a one-page document that proves your business carries liability insurance. It summarizes the insured business, the insurance company,

General Liability vs Business Owner’s Policy: Which One Does Your Business Need?
If you’re comparing general liability vs a business owner’s policy, the biggest difference is what each policy protects. General liability insurance covers claims made by