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Roofing contractor insurance

Roofing Contractor Insurance to Handle Every Risk and Claim

Roofing is one of the most challenging and risky trades. Contractors work at heights, handle heavy materials, and face unpredictable weather. A single slip, a damaged roof, or a lawsuit can cost thousands. Without the right insurance, your business, income, and reputation are all at risk.

At McDonough Insurance Services, we understand the risks you face. That’s why we provide roofing contractor insurance designed to give you peace of mind. Our plans cover everything from liability to equipment, so you can keep your focus on getting the job done safely.

What Our Roofing Contractor Insurance Covers

We know every roofing company is different. That’s why we create policies that protect you where it matters most. Here’s what’s included in our roofing business policy:

Roofers Liability Coverage

Covers accidents, mistakes, or legal claims linked to roofing work.

 It safeguards your business against claims of negligence, faulty workmanship, or property damage during a project.

Roof Repair

Insurance

Protects if roof repairs lead to further damage or customer complaints.

 This ensures you can cover repair costs or legal fees without affecting your cash flow.

Equipment and Tools Protection

Replaces or repairs stolen, damaged, or lost roofing tools.

 From ladders to nail guns, your essential tools are covered so work can continue without delays.

Commercial Vehicle Coverage

Keeps your trucks, trailers, and service vehicles insured.

 This coverage handles accidents, theft, and damage, ensuring your vehicles are ready for every job.

Workers’

Compensation

Covers medical expenses and lost wages if employees get hurt on site.

 It protects both your team and your business from the financial impact of workplace injuries.

Roofing Company Protection Package

 A complete policy that combines liability, property, equipment, and vehicle coverage.

 This all-in-one plan simplifies insurance, so you’re fully protected under one comprehensive policy.

Why Roofing Businesses Need the Right Coverage

Roofing jobs are high-risk. Working on steep surfaces, using sharp tools, and dealing with customer property leaves no room for error. A client could file a claim for water leaks, an employee could fall, or your equipment could get stolen.

That’s why a basic business policy isn’t enough. You need roofing contractor insurance that covers the unique challenges of your trade. At McDonough Insurance Services, we make sure you get strong coverage designed for roofing professionals.

Why Choose McDonough Insurance Services?

  • Experience with ContractorsWe know the risks roofing businesses face every day.

  • Right-Fit Coverage – Policies designed to protect your tools, team, and projects.

  • Clear and Reliable Support – Fast claims and direct answers when you need them.

  • Long-Term Partnership – We grow with your business and update your coverage as needed.

Protect Your Roofing Business Today

Your clients count on you to build safe, lasting roofs. Count on McDonough Insurance Services to keep your business protected with complete roofing contractor insurance.

Call us today for a custom roofing business policy and secure the protection your company deserves.

Frequently Asked Questions

1. What happens if I don’t have roofing contractor insurance?

Without coverage, you’ll be responsible for property damage, injuries, or lawsuits. Even one claim could put your business at financial risk.

2. Does roofing insurance cover roof repair mistakes?

Yes. Our roof repair insurance protects you if a repair leads to leaks, damage, or client disputes.

3. How much does a roofing business policy cost?

Costs depend on your company's size, number of employees, and type of work. We’ll create a plan that fits your needs and budget.

4. Why should I choose McDonough Insurance Services over another provider?

We specialize in contractor insurance. That means you won’t miss important coverage or pay for things you don’t need.

5. Can McDonough Insurance Services adjust my policy as my roofing company grows?

Yes. We build long-term partnerships and update your coverage as your team, equipment, and projects expand.

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Office: 27136 Paseo Espada #103, San Juan Capistrano CA 92675

Site: www.mcdonoughinsuranceservices.com

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