Running a nursing home comes with serious responsibilities. Residents rely on your staff for daily care, safety, and medical support. One fall, medication mistake, or property accident can trigger costly claims. Even a single incident may disrupt your operations, damage your reputation, and drain resources.
That’s why specialized nursing home insurance is essential.
At McDonough Insurance Services, we provide comprehensive coverage that protects your facility, staff, and residents. From elder care liability to long-term care coverage, our policies help you manage risks while maintaining high-quality care.
Our plans provide extensive coverage tailored for nursing facilities:
Protects your facility from claims related to resident injuries, medication errors, or negligence.
Covers ongoing resident care risks, including health complications and unexpected emergencies.
Safeguards property, equipment, and essential supplies from damage, theft, or unforeseen losses.
Extends protection to retirement living areas, ensuring residents and common spaces are covered.
Guides safety procedures, staff training, and compliance strategies to reduce potential claims.
General business insurance often overlooks risks unique to elder care. Nursing homes handle medications, medical equipment, and residents with varying levels of mobility. One accident or legal claim could cost thousands.
Nursing home insurance addresses these challenges by covering liability, property, staff incidents, and care-related claims. With proper protection, you can focus on resident care rather than financial exposure.
Residents trust you with their health and safety. Let McDonough Insurance Services protect your facility, staff, and reputation. With complete nursing home insurance, you can manage risks confidently and focus on delivering quality elder care.
General business insurance often doesn’t cover risks unique to elder care. Nursing home insurance protects against resident injuries, medication mistakes, property damage, and liability claims, keeping your facility financially secure.
Yes. Elder care liability ensures your facility is protected if an employee makes a mistake, such as a medication error or improper assistance, covering legal fees and settlements.
Long-term care coverage safeguards against ongoing care risks, including resident health complications and emergency treatments. It ensures your facility isn’t financially burdened by unexpected medical costs.
We offer guidance on choosing the right nursing facility policy for your size and budget. Our plans provide strong coverage without overpaying, helping new facilities operate safely from day one.
Unlike big agencies, we provide personal support, clear explanations of coverage, and fast claims assistance. You get a partner focused on protecting your facility, staff, and residents.
EXCELLENT Based on 27 reviews Posted on Ray KikavousiTrustindex verifies that the original source of the review is Google. We’ve had a great experience working with Mike and Nannette at McDonough Insurance Services. They’ve been handling our workers’ comp and other insurance needs, and they’ve consistently been informative, responsive, and easy to work with. What really stands out is their level of communication—calls and emails are always returned promptly, which is rare in this industry. Mike is very knowledgeable and well-connected, which has been a huge advantage for us. We’ve been so satisfied with their service that we’ve referred them within our franchise, and now several other franchisees are using them as well. Highly recommend if you’re looking for reliable and professional insurance support.Posted on LaSaundra GarrettTrustindex verifies that the original source of the review is Google. As a new franchisee with FirstLight Home Care, I can confidently say that this company has gone above and beyond to meet my needs. After experiencing a difficult situation with another insurance provider while setting up coverage for my business, I was feeling overwhelmed and uncertain about next steps. Nanette immediately stepped in and provided exceptional support. She walked me through the entire process, helping to resolve the issues and bring clarity to what had become a very stressful situation. Her willingness to be available—even during late evenings for calls, emails, and text messages—truly set her apart. Throughout every interaction, I was met with professionalism, patience, and genuine care. It’s rare to find that level of dedication and responsiveness. McDonough Insurance Services has earned my highest recommendation—they absolutely deserve more than five stars.Posted on Cameron MeredithTrustindex verifies that the original source of the review is Google. Mike and his team came through BIG TIME when i was going through a workers comp nightmare with State Fund who was my previous provider. They were able to secure last minute coverage for me and went above and beyond to help me in a time of need. I will be using Mike and his team for life due to the customer service they have provided. Thanks for everything.Posted on Nicole FreemanTrustindex verifies that the original source of the review is Google. Mike and his whole team have been a trusted resource in helping me to start up and maintain my home care agency. They have been so responsive to all my questions and have guided me in the right direction when it comes to all things insurance and risk related. Mike and his whole team have seen so much when it comes to home care and I feel grateful to be able to lean into their expertise as a new owner in the industry. They are always looking for ways to help business owners and you will be so glad you have them on your team of experts.Posted on Ian WaschakTrustindex verifies that the original source of the review is Google. Mike and his team at McDonough Insurance Services provide some of the most professional and on-time services. With this team in your corner you can rest assured that you are in good hands.Posted on John TeedTrustindex verifies that the original source of the review is Google. Strongly recommend for insurancePosted on Vanessa AcostaTrustindex verifies that the original source of the review is Google. Outstanding service! McDonough Insurance truly goes above and beyond. professional, responsive, and great to work with. Highly recommend!Posted on Ryan WTrustindex verifies that the original source of the review is Google. Working with McDonough Insurance Services has been a game changer for my business. Mike doesn’t just sell insurance, he takes the time to truly understand your operations, your risks, and your goals. His depth of knowledge in workers’ compensation and risk management is unmatched. He personally reviewed all of our policies, uncovered gaps no one else had ever mentioned, and helped us implement strategies that lowered our premiums and gave us more control over our claims. What really stands out is how accessible and responsive Mike is. He answers his phone and he makes sure you have certainty, not surprises. If you own a business and want someone who genuinely cares about protecting your people and your company, McDonough Insurance Services is the only call you need to make. We now consider Mike a trusted advisor, not just an insurance broker.Posted on Terry MTrustindex verifies that the original source of the review is Google. Through the ups and downs, 30 years in business, McDonough Insurance has had me covered. I recommend no one else.