Get non-medical home care insurance. Secure caregiver liability, property, workers’ comp, and more for your home care agency with McDonough Insurance Services.
Operating a non-medical home care agency means assisting clients with daily living tasks such as meal preparation, errands, and companionship. Yet these services bring risks: slips, property damage at client homes, allegations of neglect, or caregiver liability. One claim could cost a lot.
That’s why you need non-medical home care insurance. It protects your business, caregivers, and clients, allowing you to deliver care with confidence and security.
Every day on the job carries potential hazards. Our insurance package includes:
Covers claims if a caregiver accidentally injures someone or damages property in a client’s home. You won’t have to pay legal fees or judgments out of pocket.
Protects you if a client claims you failed in your caregiving duties (missed medication reminders, scheduling mistakes). It helps defend against claims of negligence.
Covers medical costs and lost wages if caregivers are injured while working—lifting, transferring clients, or falling. This keeps your team safe and your business compliant.
Protects equipment, office supplies, and business property at your office or in caregiver vehicles. If those are stolen or damaged, your operations won’t suffer major loss.
Covers vehicles used to transport caregivers or supplies between client homes. If an accident happens, you’re protected from liability and repair costs.
Important for care services: covers claims if a caregiver is accused of abuse or inappropriate behavior. Helps your business respond to serious allegations.
Standard business insurance rarely covers the risks in home care. Caregiver services involve direct interaction inside clients’ homes, personal care tasks, and potential liability that general policies don’t anticipate.
Your business could face claims for errors, slip and fall accidents, damage to clients’ property, or even abuse allegations. Without specialized home care insurance, your agency may be vulnerable to financial ruin from a single claim.
Using policies built for non-medical home care ensures you’ve got coverage where it matters most and helps your clients trust you’re professional and safe.
We offer more than a policy we offer partnership. Here’s why non-medical home care providers trust us:
Don’t wait until an accident or claim threatens your agency’s future. Call McDonough Insurance Services now and get a non-medical home care insurance plan built for your needs. Protect your caregivers, your clients, and your reputation.
Contact us for a free quote today.
General liability isn’t enough for caregiving. Non-medical home care insurance covers unique risks like personal care, client trust, and in-home access.
Yes. Workers’ Compensation and liability coverage protect caregivers if they’re hurt while providing care in a client’s home.
With Professional Liability (E&O) coverage, your agency gets protection for legal defense, settlements, or judgments tied to such claims.
We specialize in creating affordable, scalable insurance packages. Whether you’re just starting or growing, you’ll get strong protection without overspending.
Our team understands the home care industry and its risks. We provide personal guidance, clear coverage explanations, and quick claims support you can trust.
