Running a landscaping business means more than mowing lawns and planting gardens. Every day, you face risks that could cost you thousands. A customer could trip over equipment, a storm could damage tools, or an employee might get injured on the job. Without the right protection, a single accident could put your business at risk.
That’s where landscaper insurance comes in. At McDonough Insurance Services, we provide coverage designed for the unique needs of landscapers and lawn care professionals.
A landscaping business faces risks beyond basic property damage. Our landscaper insurance policies cover real-world problems that could disrupt your business:
Protects against third-party injuries, accidents, and property damage claims.
Covers your equipment, tools, and office space against theft, fire, or damage.
Provides medical care and lost wages if an employee gets injured while working.
Protects trucks, trailers, and vehicles used for transporting tools and crews.
Covers sudden breakdowns of mowers, trimmers, and other critical tools.
Generic business insurance isn’t enough for landscapers. Landscaping involves heavy equipment, outdoor job sites, and exposure to unpredictable risks. You’re responsible for crews, vehicles, tools, and client property.
Without specialized landscaper insurance, one lawsuit or accident could drain your savings. Standard policies don’t always cover damage caused by landscaping equipment, stolen tools, or work-related injuries. That’s why landscapers need insurance designed for their industry.
A landscaping business faces risks beyond basic property damage. Our landscaper insurance policies cover real-world problems that could disrupt your business:
With these protections, your business can keep running even when the unexpected happens.
Don’t wait until an accident costs you thousands. Protect your equipment, employees, and reputation with landscaper insurance from McDonough Insurance Services.
👉 Contact us today for a free consultation and get a custom policy built for your landscaping business.
Yes. Even small landscaping jobs involve risks. Insurance protects you from lawsuits, injuries, and equipment losses.
It covers accidents, injuries, and property damage caused while working on a job site.
If you have employees, most states require workers’ compensation insurance by law.
Yes. Our policies can protect mowers, trimmers, trailers, and other tools from theft or damage.
The price depends on your business size, number of employees, and coverage needs. We’ll provide a custom quote.
Yes. Vehicles and trailers used for landscaping are included under commercial auto coverage.
EXCELLENT Based on 27 reviews Posted on Ray KikavousiTrustindex verifies that the original source of the review is Google. We’ve had a great experience working with Mike and Nannette at McDonough Insurance Services. They’ve been handling our workers’ comp and other insurance needs, and they’ve consistently been informative, responsive, and easy to work with. What really stands out is their level of communication—calls and emails are always returned promptly, which is rare in this industry. Mike is very knowledgeable and well-connected, which has been a huge advantage for us. We’ve been so satisfied with their service that we’ve referred them within our franchise, and now several other franchisees are using them as well. Highly recommend if you’re looking for reliable and professional insurance support.Posted on LaSaundra GarrettTrustindex verifies that the original source of the review is Google. As a new franchisee with FirstLight Home Care, I can confidently say that this company has gone above and beyond to meet my needs. After experiencing a difficult situation with another insurance provider while setting up coverage for my business, I was feeling overwhelmed and uncertain about next steps. Nanette immediately stepped in and provided exceptional support. She walked me through the entire process, helping to resolve the issues and bring clarity to what had become a very stressful situation. Her willingness to be available—even during late evenings for calls, emails, and text messages—truly set her apart. Throughout every interaction, I was met with professionalism, patience, and genuine care. It’s rare to find that level of dedication and responsiveness. McDonough Insurance Services has earned my highest recommendation—they absolutely deserve more than five stars.Posted on Cameron MeredithTrustindex verifies that the original source of the review is Google. Mike and his team came through BIG TIME when i was going through a workers comp nightmare with State Fund who was my previous provider. They were able to secure last minute coverage for me and went above and beyond to help me in a time of need. I will be using Mike and his team for life due to the customer service they have provided. Thanks for everything.Posted on Nicole FreemanTrustindex verifies that the original source of the review is Google. Mike and his whole team have been a trusted resource in helping me to start up and maintain my home care agency. They have been so responsive to all my questions and have guided me in the right direction when it comes to all things insurance and risk related. Mike and his whole team have seen so much when it comes to home care and I feel grateful to be able to lean into their expertise as a new owner in the industry. They are always looking for ways to help business owners and you will be so glad you have them on your team of experts.Posted on Ian WaschakTrustindex verifies that the original source of the review is Google. Mike and his team at McDonough Insurance Services provide some of the most professional and on-time services. With this team in your corner you can rest assured that you are in good hands.Posted on John TeedTrustindex verifies that the original source of the review is Google. Strongly recommend for insurancePosted on Vanessa AcostaTrustindex verifies that the original source of the review is Google. Outstanding service! McDonough Insurance truly goes above and beyond. professional, responsive, and great to work with. Highly recommend!Posted on Ryan WTrustindex verifies that the original source of the review is Google. Working with McDonough Insurance Services has been a game changer for my business. Mike doesn’t just sell insurance, he takes the time to truly understand your operations, your risks, and your goals. His depth of knowledge in workers’ compensation and risk management is unmatched. He personally reviewed all of our policies, uncovered gaps no one else had ever mentioned, and helped us implement strategies that lowered our premiums and gave us more control over our claims. What really stands out is how accessible and responsive Mike is. He answers his phone and he makes sure you have certainty, not surprises. If you own a business and want someone who genuinely cares about protecting your people and your company, McDonough Insurance Services is the only call you need to make. We now consider Mike a trusted advisor, not just an insurance broker.Posted on Terry MTrustindex verifies that the original source of the review is Google. Through the ups and downs, 30 years in business, McDonough Insurance has had me covered. I recommend no one else.