Landscaper Insurance

A landscaping business faces risks beyond basic property damage.

Landscaper Insurance You Can Trust – McDonough Insurance Services

Running a landscaping business means more than mowing lawns and planting gardens. Every day, you face risks that could cost you thousands. A customer could trip over equipment, a storm could damage tools, or an employee might get injured on the job. Without the right protection, a single accident could put your business at risk.

That’s where landscaper insurance comes in. At McDonough Insurance Services, we provide coverage designed for the unique needs of landscapers and lawn care professionals.

What Landscaper Insurance Covers

A landscaping business faces risks beyond basic property damage. Our landscaper insurance policies cover real-world problems that could disrupt your business:

General Liability Insurance

Protects against third-party injuries, accidents, and property damage claims.

Commercial Property Insurance

Covers your equipment, tools, and office space against theft, fire, or damage.

Workers’ Compensation

Provides medical care and lost wages if an employee gets injured while working.

Commercial Auto Insurance

Protects trucks, trailers, and vehicles used for transporting tools and crews.

Equipment Breakdown

Covers sudden breakdowns of mowers, trimmers, and other critical tools.

Why Landscaping Businesses Need Specialized Insurance

Generic business insurance isn’t enough for landscapers. Landscaping involves heavy equipment, outdoor job sites, and exposure to unpredictable risks. You’re responsible for crews, vehicles, tools, and client property.

Without specialized landscaper insurance, one lawsuit or accident could drain your savings. Standard policies don’t always cover damage caused by landscaping equipment, stolen tools, or work-related injuries. That’s why landscapers need insurance designed for their industry.

Why Choose McDonough Insurance Services?

A landscaping business faces risks beyond basic property damage. Our landscaper insurance policies cover real-world problems that could disrupt your business:

  • General Liability Insurance – Protects against third-party injuries, accidents, and property damage claims.

  • Commercial Property Insurance – Covers your equipment, tools, and office space against theft, fire, or damage.

  • Workers’ Compensation – Provides medical care and lost wages if an employee gets injured while working.

  • Commercial Auto Insurance – Protects trucks, trailers, and vehicles used for transporting tools and crews.

  • Equipment Breakdown – Covers sudden breakdowns of mowers, trimmers, and other critical tools.

  • Business Interruption – Helps replace lost income if your landscaping operations are temporarily halted.

With these protections, your business can keep running even when the unexpected happens.

Secure Your Business Today

Don’t wait until an accident costs you thousands. Protect your equipment, employees, and reputation with landscaper insurance from McDonough Insurance Services.

👉 Contact us today for a free consultation and get a custom policy built for your landscaping business.

Frequently Asked Questions

Yes. Even small landscaping jobs involve risks. Insurance protects you from lawsuits, injuries, and equipment losses.

It covers accidents, injuries, and property damage caused while working on a job site.

If you have employees, most states require workers’ compensation insurance by law.

Yes. Our policies can protect mowers, trimmers, trailers, and other tools from theft or damage.

The price depends on your business size, number of employees, and coverage needs. We’ll provide a custom quote.

Yes. Vehicles and trailers used for landscaping are included under commercial auto coverage.

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