Caregiver Liability Insurance

The Risks Caregivers Face Every Day

Caregiver Liability Insurance: Protect Your Work and Clients

Providing care is rewarding but comes with real risks. A simple slip, medication mistake, or accidental injury can lead to costly claims. Families trust you with their loved ones, but one incident could damage your reputation or finances.

That’s where caregiver liability insurance comes in. At McDonough Insurance Services, we help care providers protect themselves, their clients, and their livelihood with policies built for every caregiving scenario.

What Caregiver Liability Insurance Covers

Our plans give comprehensive protection for professional caregivers:

 

Care Assistant Coverage

Protects care assistants from claims involving accidental injuries or mistakes while assisting clients.

In-Home Caregiver Insurance

Covers incidents that occur in a client’s home, including property damage and accidental injuries.

Caregiver Accident Protection

Offers financial support if you’re injured on the job, ensuring you can recover without losing income.

Private Caregiver Policy

Safeguards self-employed caregivers working independently or with multiple clients.

Care Worker Insurance

Provides liability coverage for all caregiving duties, including physical assistance and medication administration.

Why Caregivers Need Specialized Insurance
General insurance rarely covers the unique risks of in-home care. Caregivers handle medications, mobility assistance, and personal care daily. Accidents happen, and lawsuits, property damage, or medical claims can arise unexpectedly. Caregiver liability insurance addresses these risks, ensuring you have financial protection while providing compassionate care.
Secure Your Business Today
  • Industry Knowledge—We understand the daily risks caregivers face and the insurance solutions they need.
  • Complete Protection—From accidents to liability claims, we cover all aspects of caregiving work.
  • Clear Communication—Policies explained in simple terms, so you know what’s protected.
  • Responsive Support – Quick assistance during claims or policy questions.
  • Trusted Partner—Caregivers across the region rely on us for dependable, long-term coverage.
Protect Your Caregiving Business Today
Caregivers provide essential support to families every day. With caregiver liability insurance from McDonough Insurance Services, you can safeguard your clients, staff, and livelihood.

Your patients and staff rely on a safe, secure environment. With hospice insurance from McDonough Insurance Services, you can operate confidently while protecting your facility, employees, and residents.

Frequently Asked Questions

Yes. Even careful caregivers face accidents, medication errors, or injuries that could result in costly claims.

Absolutely. In-home caregiver insurance covers property damage or accidental injuries during home visits.

Yes. Our private caregiver policies ensure independent caregivers are fully protected for all client interactions.

We offer affordable plans, explain coverage in simple terms, and ensure your care assistant coverage fits your specific work.

We provide personal guidance, fast claims handling, and policies built for real-world caregiving scenarios.

Hear From from Shark Tank's Kevin Harrington ​