Running a business in California takes hard work, long hours, and constant focus. But one unexpected accident, lawsuit, or property loss can set everything back in an instant. That’s why having the right business insurance service matters. It gives you the confidence to grow without worrying about risks that can damage your future.
That’s where McDonough Insurance Services comes in. We provide business insurance solutions that protect what you’ve built and give you the freedom to focus on growing with confidence.
Every business, big or small, faces risks. A slip-and-fall accident can trigger a lawsuit. A storm can damage your building. An employee injury can halt your operations. Without protection, these events can turn into major financial setbacks.
Commercial insurance provides the safety net you need. It keeps your operations running, helps you recover from losses, and gives peace of mind that your hard work is protected.
Business insurance isn’t one-size-fits-all. Every company has different risks, so having the right mix of coverage is key. That’s why our business insurance services include a wide range of protection options designed to keep you secure:
Tailored Coverage / Business Policy – Every business is unique. We work with you to create a customized business policy that meets your specific needs, combining the right mix of liability insurance, property insurance, and commercial property coverage.
At McDonough Insurance Services, our mission has remained clear since 1981: protect businesses while helping them save. We believe every business owner deserves more than a policy—they deserve a partner who cares about their future. That’s why we work closely with you to understand your goals, identify risks, and design coverage that keeps your company safe without draining your budget.
Our mission is built on trust, transparency, and results. From navigating claims to reducing costs, we’re committed to making sure the business you’ve built has the protection it needs to thrive for years to come.
What sets us apart is the way we do business. We don’t just sell insurance—we help you uncover hidden savings, avoid unnecessary costs, and strengthen your operations with smarter coverage. Many of our clients save thousands through strategies that go beyond standard policies.
We combine the personal attention of a local agency with the reach and resources of a larger firm. That means you get fast support, clear guidance, and expertise built on more than four decades of helping businesses succeed. When challenges come—whether it’s a claim, an audit, or new compliance rules—you won’t face them alone. You’ll have a trusted team by your side, focused on protecting your business and your future.
Every business has unique risks. We review your operations, assess potential liabilities, and recommend the right combination of commercial insurance, liability insurance, and workers’ compensation to fully protect your business.
Yes. Our commercial insurance and commercial property coverage protect your building, equipment, and inventory, while also covering risks in your day-to-day operations.
Absolutely. We provide tailored business policies that can evolve with your business, ensuring you’re always covered as you expand or add new services.
Our workers’ compensation coverage helps cover medical expenses and lost wages for injured employees, keeping your team protected and your business compliant with state regulations.
We guide you through every step of the claims process, making it straightforward and stress-free. Our team ensures your general liability or property insurance claims are handled efficiently so your business can recover quickly.
Your business deserves protection that keeps pace with your goals. With the right commercial insurance, you’ll be ready for whatever comes your way. Don’t wait until a claim puts your hard work at risk.
Contact us today to talk about a business insurance service that fits your needs and keeps your future secure.
