Assisted Living Insurance

The Real Risks Senior Care Facilities Face

Assisted Living Insurance That Protects Your Care Facility

Running an assisted living facility means carrying responsibility not only for the health and comfort of your residents but also for the safety of your staff, property, and daily operations. From slip-and-fall accidents to unexpected property damage, one incident can lead to costly claims and legal challenges that put your business at risk.

At McDonough Insurance Services, we specialize in assisted living insurance that shields your business from financial loss, giving you peace of mind so you can focus on providing exceptional care to your residents.”

What Assisted Living Insurance Covers

Our policies are built to protect your facility from the most common and costly risks:

 

Senior Living Coverage

It protects your business against claims tied to resident safety, accidents, or care-related issues.

Assisted Living Liability

It covers lawsuits, legal costs, and settlements if a resident or family claims negligence.

Care Facility Insurance

It includes property protection for your building, equipment, and on-site medical supplies.

Nursing Home Protection

Safeguards against risks unique to nursing homes, including resident injury and care disputes.

Assisted Living Risk Management

It helps prevent losses through proactive strategies and guidance, not just after claims happen.

Why Every Assisted Living Facility Needs Specialized Insurance

Assisted living insurance is a tailored coverage solution designed for senior care facilities. Unlike standard business policies, it combines general liability, professional liability, property insurance, and employee protection into one package. This ensures facilities are financially protected against lawsuits, medical costs, property damage, and regulatory compliance issues. With this coverage in place, administrators can focus on quality care without worrying about financial setbacks.

Secure Your Business Today
  • Industry Knowledge—We understand the challenges assisted living and senior care facilities face every day.
  • Comprehensive Protection—From liability to property and staff coverage, we protect every part of your operation.
  • Clear Communication—We explain policies in plain language, so you know exactly what you’re getting.
  • Dedicated Support—Our team responds quickly when claims or questions arise.
  • Trusted Partner—Many care providers rely on us for long-term protection and peace of mind.
Protect Your Facility with Confidence

Families trust you to care for their loved ones. Let us protect your facility, your staff, and your peace of mind. With McDonough Insurance Services, you’ll get complete assisted living insurance designed to keep your business strong.

 
Frequently Asked Questions

General business coverage leaves gaps. Senior care facilities face risks like resident falls, medication errors, and lawsuits that require dedicated protection.

Assisted living liability insurance helps pay for legal defense, settlements, and damages so one lawsuit doesn’t close your business.

Yes. Care facility insurance includes coverage for employee injuries on the job and mistakes made while assisting residents.

We create policies that fit your budget while still covering the risks that matter most for your size of operation.

We’re hands-on and local. You won’t get call center responses—you’ll get real guidance and support whenever you need it.

Hear From from Shark Tank's Kevin Harrington ​