Running an assisted living facility means carrying responsibility not only for the health and comfort of your residents but also for the safety of your staff, property, and daily operations. From slip and fall accidents to unexpected property damage, one incident can lead to costly claims and legal challenges that put your business at risk.
At McDonough Insurance Services, we specialize in assisted living insurance that shields your business from financial loss, giving you peace of mind so you can focus on providing exceptional care to your residents.”
Our policies are built to protect your facility from the most common and costly risks:
It protects your business against claims tied to resident safety, accidents, or care-related issues.
It covers lawsuits, legal costs, and settlements if a resident or family claims negligence.
It includes property protection for your building, equipment, and on-site medical supplies.
Safeguards against risks unique to nursing homes, including resident injury and care disputes.
It helps prevent losses through proactive strategies and guidance, not just after claims happen.
Assisted living insurance is a tailored coverage solution designed for senior care facilities. Unlike standard business policies, it combines general liability, professional liability, property insurance, and employee protection into one package. This ensures facilities are financially protected against lawsuits, medical costs, property damage, and regulatory compliance issues. With this coverage in place, administrators can focus on quality care without worrying about financial setbacks.
Families trust you to care for their loved ones. Let us protect your facility, your staff, and your peace of mind. With McDonough Insurance Services, you’ll get complete assisted living insurance designed to keep your business strong.
General business coverage leaves gaps. Senior care facilities face risks like resident falls, medication errors, and lawsuits that require dedicated protection.
Assisted living liability insurance helps pay for legal defense, settlements, and damages so one lawsuit doesn’t close your business.
Yes. Care facility insurance includes coverage for employee injuries on the job and mistakes made while assisting residents.
We create policies that fit your budget while still covering the risks that matter most for your size of operation.
We’re hands-on and local. You won’t get call center responses—you’ll get real guidance and support whenever you need it.
EXCELLENT Based on 27 reviews Posted on Ray KikavousiTrustindex verifies that the original source of the review is Google. We’ve had a great experience working with Mike and Nannette at McDonough Insurance Services. They’ve been handling our workers’ comp and other insurance needs, and they’ve consistently been informative, responsive, and easy to work with. What really stands out is their level of communication—calls and emails are always returned promptly, which is rare in this industry. Mike is very knowledgeable and well-connected, which has been a huge advantage for us. We’ve been so satisfied with their service that we’ve referred them within our franchise, and now several other franchisees are using them as well. Highly recommend if you’re looking for reliable and professional insurance support.Posted on LaSaundra GarrettTrustindex verifies that the original source of the review is Google. As a new franchisee with FirstLight Home Care, I can confidently say that this company has gone above and beyond to meet my needs. After experiencing a difficult situation with another insurance provider while setting up coverage for my business, I was feeling overwhelmed and uncertain about next steps. Nanette immediately stepped in and provided exceptional support. She walked me through the entire process, helping to resolve the issues and bring clarity to what had become a very stressful situation. Her willingness to be available—even during late evenings for calls, emails, and text messages—truly set her apart. Throughout every interaction, I was met with professionalism, patience, and genuine care. It’s rare to find that level of dedication and responsiveness. McDonough Insurance Services has earned my highest recommendation—they absolutely deserve more than five stars.Posted on Cameron MeredithTrustindex verifies that the original source of the review is Google. Mike and his team came through BIG TIME when i was going through a workers comp nightmare with State Fund who was my previous provider. They were able to secure last minute coverage for me and went above and beyond to help me in a time of need. I will be using Mike and his team for life due to the customer service they have provided. Thanks for everything.Posted on Nicole FreemanTrustindex verifies that the original source of the review is Google. Mike and his whole team have been a trusted resource in helping me to start up and maintain my home care agency. They have been so responsive to all my questions and have guided me in the right direction when it comes to all things insurance and risk related. Mike and his whole team have seen so much when it comes to home care and I feel grateful to be able to lean into their expertise as a new owner in the industry. They are always looking for ways to help business owners and you will be so glad you have them on your team of experts.Posted on Ian WaschakTrustindex verifies that the original source of the review is Google. Mike and his team at McDonough Insurance Services provide some of the most professional and on-time services. With this team in your corner you can rest assured that you are in good hands.Posted on John TeedTrustindex verifies that the original source of the review is Google. Strongly recommend for insurancePosted on Vanessa AcostaTrustindex verifies that the original source of the review is Google. Outstanding service! McDonough Insurance truly goes above and beyond. professional, responsive, and great to work with. Highly recommend!Posted on Ryan WTrustindex verifies that the original source of the review is Google. Working with McDonough Insurance Services has been a game changer for my business. Mike doesn’t just sell insurance, he takes the time to truly understand your operations, your risks, and your goals. His depth of knowledge in workers’ compensation and risk management is unmatched. He personally reviewed all of our policies, uncovered gaps no one else had ever mentioned, and helped us implement strategies that lowered our premiums and gave us more control over our claims. What really stands out is how accessible and responsive Mike is. He answers his phone and he makes sure you have certainty, not surprises. If you own a business and want someone who genuinely cares about protecting your people and your company, McDonough Insurance Services is the only call you need to make. We now consider Mike a trusted advisor, not just an insurance broker.Posted on Terry MTrustindex verifies that the original source of the review is Google. Through the ups and downs, 30 years in business, McDonough Insurance has had me covered. I recommend no one else.