Protect your business with McDonough Insurance’s liability insurance. Get reliable coverage that shields you from costly lawsuits and financial losses.
Accidents happen, even when you’ve done everything right. A customer slips into your store. An employee damages a client’s property. Or a simple mistake leads to a costly lawsuit. These situations can hit your finances hard and even threaten your reputation.
That’s where McDonough Insurance Services comes in. As an experienced insurance broker, we help business owners find liability insurance that protects what matters most: your business, your team, and your peace of mind.
At McDonough Insurance Services, we don’t believe in one-size-fits-all policies. We work closely with you to understand your risks and find a plan that fits your business perfectly.
Our liability insurance coverage includes:
Covers bodily injury, property damage, and advertising claims.
Protects against errors, omissions, or negligence claims.
Keeps your business safe from claims caused by defective products.
Covers your building, inventory, and equipment from fire, theft, or natural disasters. Helps you recover quickly from unexpected damage.
Covers liabilities you assume under certain contracts.
Your business deserves an insurance partner that puts your interests first; that’s what we do best.
Running a business means facing daily risks. Liability insurance helps you manage those risks with confidence. It covers legal fees, settlements, and damages if your business is held responsible for injury, property damage, or negligence.
Without proper coverage, even a minor claim can turn into a major expense. In fact, the average slip-and-fall claim costs businesses over $20,000, while product-related claims can exceed $50,000. Having the right protection means you won’t have to face those costs alone.
Legal Protection: Covers court costs, legal fees, and settlements so your business doesn’t bear the financial hit.
Client Trust: Shows customers you’re responsible and prepared for any situation.
Financial Security: Prevents unexpected claims from draining your business funds.
Peace of Mind: Lets you focus on running your business without fear of costly lawsuits.
Compliance: Helps meet contractual and industry insurance requirements.
Don’t wait until a claim catches you off guard. The sooner you secure the right coverage, the safer your business will be.
📞 Call 949-361-8471 to speak with our experts and get your liability insurance quote today.
Protect your business from costly lawsuits and keep your operations running smoothly with McDonough Insurance Services.
It usually includes liability insurance, workers' compensation, property coverage, and other options specific to your business type.
Not always. It can actually save money by removing unnecessary coverages and combining multiple policies into one.
Absolutely. Even small companies face unique risks that generic business insurance can miss.
We analyze your business operations, identify risks, and compare options from several carriers to build your ideal plan.
Yes, our team provides full claims support and helps ensure you receive fair, timely resolutions.
EXCELLENT Based on 19 reviews Posted on Ryan WTrustindex verifies that the original source of the review is Google. Working with McDonough Insurance Services has been a game changer for my business. Mike doesn’t just sell insurance, he takes the time to truly understand your operations, your risks, and your goals. His depth of knowledge in workers’ compensation and risk management is unmatched. He personally reviewed all of our policies, uncovered gaps no one else had ever mentioned, and helped us implement strategies that lowered our premiums and gave us more control over our claims. What really stands out is how accessible and responsive Mike is. He answers his phone and he makes sure you have certainty, not surprises. If you own a business and want someone who genuinely cares about protecting your people and your company, McDonough Insurance Services is the only call you need to make. We now consider Mike a trusted advisor, not just an insurance broker.Posted on Terry MTrustindex verifies that the original source of the review is Google. Through the ups and downs, 30 years in business, McDonough Insurance has had me covered. I recommend no one else.Posted on Cindy TangTrustindex verifies that the original source of the review is Google. Mike McDonough and his team have been our Workers Comp insurance provider for over 6 years and I cannot recommend him highly enough! It’s rare to find an insurance team who consistently goes above and beyond the way that he does. He doesn’t stay on the sidelines but shows how he is always engaged and taking care of every detail of the claims that he handles for our company. I am continually impressed by his exceptional work ethic. Mike McDonough is truly an extension of our team. It has been such a breath of fresh air to have someone so dedicated to my business. This isn’t a one-sided relationship where I constantly have to ask for updates or worry about missed deadlines. With Mike and his team handling our insurance, I don’t have to figure out the insurance complexities and red tape. They do it all seamlessly, allowing me to focus on running my business. I truly believe that he and his team are irreplaceable and that you can’t go wrong by hiring them!Posted on Elias RuizTrustindex verifies that the original source of the review is Google. I can’t recommend McDonough Insurance Services highly enough! Thanks to Nannette, Mike, and the McDonough team, we’ve secured fantastic rates with a great carrier that perfectly fits our needs. Their expertise and commitment to finding the right solutions give us confidence and peace of mind. Nannette has been absolutely exceptional—her responsiveness, knowledge, and professionalism are unmatched. Whether it’s answering a quick question or helping us navigate complex insurance needs, she’s always ready to assist with efficiency and care. Mike is equally impressive. His deep knowledge of the industry is evident in every interaction, and he generously shares his experience without hesitation. It’s clear that he’s passionate about helping clients make informed decisions and ensuring we have the best possible coverage. What truly sets McDonough Insurance apart is their personal touch and dedication to their clients. They make you feel valued—not just as a client but as part of their extended family. It’s rare to find such a knowledgeable, attentive team in the insurance industry. They’ve been a game-changer for us!Posted on Steve MorrisTrustindex verifies that the original source of the review is Google. I have worked with Mike and his group for almost 20 years. Mike is a hard worker focussed on the success of my business. I have come to depend on Mike for not only great service but excellent counsel on many business matters. I cannot recommend him enough.Posted on Manny RodriguezTrustindex verifies that the original source of the review is Google. I was recommended McDonough Insurance through a friend and could not be more pleased with the help they provided. Mike and the staff helped me through a work comp problem I had. They helped tailor a policy that was more cost effective for me while making sure I was still adequately covered. Thanks Mike and team!!Posted on Stacey frederiksenTrustindex verifies that the original source of the review is Google. I wholeheartedly trust McDonough Insurance Services with my clients. They consistently go above and beyond, not only ensuring that insurance needs are thoroughly met but also taking the time to assess all areas of business risk. Their proactive approach helps mitigate future risks and costs, providing invaluable peace of mind and exceptional service.Posted on Benny DjTrustindex verifies that the original source of the review is Google. McDonough Insurance Services Before we were introduced with this broker's services, we were faced with tremendeous challenges in dealing with our current carrier. In a moment's notice, McDonough Insurance Services came to our help and were able to very quickly not only solve a serious problem for us, but also help us find a replacement carrier, that was much better suited for our needs. They managed to reduce our premium with credits, provide us with better payment plans and assistance with the current premium audit and extension. This effectively helped add back $100,000 to our cash flow and added a way for us to not pay the lump payment, but rather a reduced payment plan over a longer period or time due to misclassifications. McDonough Insurance's team main advantages are flexibility, their prompt attention and response to all our needs and questions, including resolving workplace injuries' situations. They are true advisors helping us manage our risk and lowering our costs. We are extremely glad to continue nurturing great business relationship with McDonough Insurance Services, hopefully in years to come! Hospitality by Bernard LLCPosted on Julian PardoTrustindex verifies that the original source of the review is Google. I've been doing business with Mike and Nannette for many years, and for good reason. They really know what they're talking about, they truly care about their clients, and most importantly, they're honest. Couldn't recommend them higher!Posted on Joon LeeTrustindex verifies that the original source of the review is Google. Thank you to the McDonough Insurance Services team for making the insurance process seamless and stress-free. They are knowledgeable, attentive, and dedicated to finding the best solutions. Highly recommend!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more