Business Insurance & Workers' Comp in San Juan Capistrano, CA

Mon-Fri: 8am - 5pm

Sat & Sun: Closed

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ABOUT
ABOUT
Our Agency
We are big enough to have leading edge infrastructure and professional depth, but small enough to offer personalized attention and dedication with the ability to really know our clients.
Our Team
We are big enough to have leading edge infrastructure and professional depth, but small enough to offer personalized attention and dedication with the ability to really know our clients.
Feedback
We are big enough to have leading edge infrastructure and professional depth, but small enough to offer personalized attention and dedication with the ability to really know our clients.
Service Areas
We proudly serve businesses nationwide, but our primary focus is Orange County, California, and surrounding areas. Click here to explore our service locations and if you don’t see yours, reach out anyway. We’re here to help!
EXPERTISE
EXPERTISE
Business Insurance
You didn’t start your business to become an expert in business insurance, and you shouldn’t have to. Our team takes the hassle out of commercial insurance so you can focus on running your business.
Risk Management
Risk management is about more than protecting your business; it’s about planning for the unexpected and avoiding costly lawsuits BEFORE they happen.
Workers' Comp
Workers’ compensation insurance shouldn’t be complicated or stressful, but for many business owners, it’s a constant headache. At MIS, we’re here to simplify the process and make sure you’re fully protected.
Industries
INDUSTRIES
Contractors
We proudly serve HVAC, Electricians, plumbers, pest control, painters, landscapers, pool contractors roofers, drywall, Environmental, concrete, framers, flooring, tile marble
Home Care
Non-Medical, Home Health, Assisted Living, Nursing Homes, and Hospice
Restaurants
Fine Dining, Casual Dining, Fast Casual, Fast Food, Pizza Delivery, Catering
INSIGHTS
Contact

Protect Your Business with Insurance and Risk Management in San Juan Capistrano

Running a business in California comes with unique challenges, and without the right coverage, one unexpected event can put everything at risk. From liability concerns to employee safety, every business owner must be prepared for the unexpected.

Comprehensive Business Insurance Coverage

No two businesses are alike, which is why we offer customized insurance policies designed to meet the specific needs of your industry. Our coverage options include:

General Liability Insurance – Protects against third-party injuries, property damage, and legal claims.
Commercial Property Insurance – Covers physical assets, including buildings, equipment, and inventory.
Professional Liability Insurance – Essential for service-based businesses facing claims of negligence.
Cyber Liability Insurance – Shields businesses from financial losses due to data breaches and cyber threats.
Commercial Auto Insurance – Covers vehicles used for business operations.

With years of experience serving businesses in San Juan Capistrano, we understand the risks local companies face and offer policies that balance affordability and coverage.

Why Workers’ Compensation is Essential

California law requires most businesses to have workers’ compensation insurance, ensuring employees are covered in case of workplace injuries or illnesses. However, many companies overpay due to misclassifications or missed cost saving opportunities.

Medical expense coverage for employee treatment and rehabilitation.
Lost wage benefits for employees unable to work due to injury.
Employer liability protection against lawsuits.
Claims management support to streamline processes and minimize costs.

Risk Management for Long-Term Success

A solid risk management strategy goes beyond reducing insurance costs it helps prevent workplace accidents, minimizes liability, and protects your business from costly lawsuits. We work with high risk industries such as construction, manufacturing, and hospitality, offering proactive strategies to improve workplace safety and reduce claims. Our hands on approach ensures that businesses in San Juan Capistrano receive the guidance they need to operate with confidence.

Secure the Right Coverage for Your Business

At McDonough Insurance Services, we help California business owners navigate the complexities of insurance and risk management. Whether you need coverage for liability, workers’ comp, or specialized industry risks, our team is here to help. Contact us today to discuss your options and get a customized insurance plan that fits your business needs.

Commercial Insurance Coverage

Workers’ Comp Insurance for Small Businesses

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