Roofers Insurance with McDonough Insurance Services

As a roofer, your work is crucial to keeping homes and buildings safe from the elements. But with the heights, heavy equipment, and unpredictable weather, roofing can be one of the most hazardous professions. The risks can lead to costly claims that could jeopardize your business, from accidental damage to a client's property to injuries on the job. That's why Roofers Insurance from McDonough Insurance Services is essential, offering comprehensive protection tailored to the unique needs of your roofing business.

Roofing jobs come with their own set of challenges. Whether you're replacing shingles, installing new roofs, or conducting repairs, the potential for accidents is high. A worker might fall from a roof, a storm might damage materials, or a mistake could lead to water damage in a client's home. These incidents can lead to expensive legal claims and financial strain without proper insurance.

Roofers Insurance is designed to protect your business from these risks by providing the necessary coverage for property damage, bodily injury, equipment loss, and more. With the right insurance in place, you can focus on what you do best while we take care of the rest.

At McDonough Insurance Services, we offer various coverage options designed to meet the needs of roofers. Our policies protect every aspect of your business, from your employees to your equipment.

1. General Liability Insurance

Any roofing company that wants to operate must have general liability insurance. It offers defense against third-party claims of harm or property damage. For example, suppose your roofing materials cause damage to a client's home or a person is injured due to debris. In that case, this coverage ensures you're not left facing huge out-of-pocket expenses for legal fees or settlements.

2. Workers' Compensation Insurance

Roofing is a high-risk job, and workers' compensation insurance is essential to protect your employees. If one of your workers gets injured while on the job—whether due to a fall, equipment malfunction, or exhaustion—this coverage provides medical benefits and wage replacement. It also shields your company from litigation pertaining to accidents at work.

3. Commercial Auto Insurance

Roofing contractors rely on vehicles to transport materials and equipment to job sites. Commercial auto insurance protects your work vehicles from accidents, theft, and damage, ensuring you can keep your business moving. This policy covers business-related incidents even if you use a personal vehicle for work.

4. Equipment and Tool Insurance

Roofing requires specialized tools and materials that are essential to your trade. From nail guns to ladders and harnesses, if any of your equipment is damaged or stolen, equipment insurance covers the expense of replacement or repairs. This ensures minimal disruption to your business.

5. Professional Liability Insurance (Errors & Omissions)

Roofing mistakes can be costly. Whether improper installation leads to water damage or faulty materials are used, clients may hold you liable for damages. Professional liability insurance (also known as Errors & Omissions) protects against claims of negligence or faulty workmanship, covering legal fees and potential settlements.

6. Business Interruption Insurance

If a natural disaster or another event forces you to stop work, business interruption insurance provides coverage for lost income. This coverage helps you continue paying your bills and employees until you can resume normal operations.

Financial Security: Protect your business from costly lawsuits and property damage claims.

Injury Protection: Workers' compensation covers medical expenses and lost wages, reducing your business's risk.

Client Trust: Being fully insured builds trust with potential clients, setting you apart from uninsured competitors.

Business Continuity: With business interruption and equipment insurance, you can ensure your roofing business continues to thrive, even in challenging situations.

Don't wait for an accident or claim to happen. Protect your business with Roofers Insurance from McDonough Insurance Services. Reach out to us for a free, no-obligation quote, and discover how we can help you keep your business safe from financial risks.

With McDonough Insurance Services, you'll have peace of mind knowing that your roofing business is fully protected—allowing you to focus on delivering top-quality work to your clients without worrying about what might go wrong.

McDonough Insurance Services understands the workplace risks associated with Construction, Wholesale, Food Processing, Trucking, and Agri-Business.

Let us help you explore your Work Comp Pricing and Premium Funding Options