Risk Mitigation
Lower Cost risks

Homecare Insurance offers insurance protection and solutions for home care agencies and their caregivers. Home care agencies provide essential services to individuals and families who need assistance with daily activities and living, including bathing, dressing, meal preparation, and sometimes assistance with running regular errands. It is important for home care agencies and their caregivers to have insurance and protection to mitigate their risk and to ensure the well-being of the clients and the caregivers.

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Nurse Triage Services (24/7 365)

In the fast-paced world of healthcare, access to professional medical guidance at any time is no longer a luxury but a necessity. Nurse Triage Services, available 24/7, 365 days a year, have become the unsung heroes of American healthcare. These invaluable services, staffed by experienced registered nurses, offer an unmatched level of support, providing peace of mind and timely medical advice when you need it most.

Return To Work Program

Welcome to our comprehensive Return to Work Program, designed to support and guide individuals across the United States as they transition back to the workplace. Returning to work can mix excitement, anticipation, and perhaps even anxiety. Whether you're a new parent returning from maternity or paternity leave, recovering from an injury or illness, or simply rejoining the workforce, our program is tailored to your unique needs.

In-House Investigation & Fraud Unit

Welcome to our In-House Investigation and Fraud Unit, dedicated to upholding integrity and preventing fraud. Our mission is to detect and prevent fraudulent activities, protect your interests, and investigate ethical concerns. Our experienced team of investigators safeguards our organization's integrity. We are guided by the North Star of Integrity and rely on your vigilance to maintain high standards. Thank you for your support in upholding trust and integrity in our organization.

What Do We Do?
-Detecting Fraudulent Activities
-Protecting Your Interests
Investigating Ethical Concerns

Transitional Duty Programs

Welcome to Transitional Duty Programs (TDPs), designed to aid injured employees in their return to work. TDPs promote employee well-being, reduce workers' compensation costs, maintain a skilled workforce, ensure legal compliance, and enhance productivity. Join us on this journey to support American workers on their path to recovery and success.

Claims Oversight, Tracking & Management

You have a company to run. Let our team assist you working closely with your claims examiner who will provide you with the Resources and Support youโ€™ll need to help your injured employeesโ€ฆ

Freeing you up your time to focus on your business.

Weโ€™ll assist you by helping you navigate and communicate with your insurance carriers claims examiner. The focus will be to work together assisting you and them with the information they need to oversee and manage your employeesโ€™ injuries from the moment the claim is filed.

Weโ€™ll work with you and the claims team to help your employees get prompt medical care and positive results for your business.

Bi-Lingual Advocacy Services

An injured employee fears for his or her future.

They risk getting lost in a system that they perceive doesnโ€™t care about them.

Our focus is helping bridge cultural divides to help your injured employees understand youโ€™re on their side.

When you clearly communicate with your employees and they know you want them back at work ASAP, they are 90% less likely to hire a lawyer.

Fractional Resources Available for (HR, Safety, Medical & Legal)

American businesses are turning to fractional resources in HR, safety, medical, and legal domains. This approach lets them access specialized expertise as needed, improving efficiency and cost-effectiveness. Fractional HR consultants manage talent, compliance, and employee engagement, while safety, medical, and legal experts ensure well-being and regulatory compliance. This adaptive strategy ensures business resilience and responsiveness.

OSHA Compliant IIPP Injury & Illness Prevention Program (Save 30%)

Introducing our OSHA-Compliant IIPP (Injury and Illness Prevention Program) for American businesses. Tailored to meet U.S. regulations, it provides comprehensive safety measures, expert guidance, and a 30% cost-saving advantage. Join us in enhancing workplace safety and securing your future. Contact us for more information or to schedule a consultation today.

Pay As You Go Payment Plans (Smart Pay)

Explore financial freedom with our Pay-As-You-Go Payment Plans at Homecare Insurance. These plans adapt to your financial situation, offering flexible repayment schedules and no prepayment penalties. Get started by contacting our loan officers to customize a plan that suits your lifestyle and financial goals. Say goodbye to rigid payment schedules and embrace financial flexibility with us. Contact us today to make your homeownership dreams a reality.

McDonough Insurance Services

Protecting your business, securing your future.

Workers Compensation Insurance Advisors Focused on Reducing Risks and Minimizing Work Comp Costs for Construction, Wholesale, Food Processors, Trucking, Agriculture, Home Care and Cannabis

27136 Paseo Espada #103 San Juan Capistrano, CA 92675
mike@mcdonoughins.com
949-361-8471

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Mike McDonough | McDonough Insurance Services

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Mike McDonough

McDonough Insurance Services

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